If you are planning to buy a home, you will find that there are a variety of different building inspections that can be performed on the house before committing to the purchase. However, perhaps the most important of these inspections is a structural inspection.

What Is A Structural Inspection?

A structure inspection is a building inspection performed by a structural engineer. The purpose of this inspection is to determine whether or not the building was built properly according to the architectural plans and whether or not it meets all current building codes. This inspection can be completed on a newly constructed building or an existing building.

What Is Covered By A Structural Inspection?

When completing a structural inspection, an engineer will focus their energy on parts of the home that carry a load. For instance, they will check the home's foundation for damage, as well as all support beams and soil levels. The inspector will also verify what materials were used in the construction of the building and in any structural repairs that have been completed over the years. This is to ensure that the home you are buying will be able to stand up to the weather conditions that are possible in your local area.

Is A Structural Inspection Required?

The answer to this question will vary from one real estate transaction to the next. While some financing companies will require you to have a structural inspection completed, others will simply require that the property is appraised. However, even in cases where a structural inspection is not required in order to complete the transaction, it is still a good idea to work closely with a structural engineer to ensure the property you are buying is structurally sound.

What Happens If A Problem Is Found?

Just because a problem is found as the result of a structural inspection does not mean that you cannot buy the home in question. In fact, the way you choose to use this information will be completely your choice. In some cases, you may wish to use this information to back out of a purchase contract without suffering a financial penalty. In other cases, you may choose to use this information to negotiate a lower selling price or to demand that certain repairs are made to the property prior to the finalizing your purchase. This decision will typically be based on how severe the damage is and how much it will cost to repair the damage properly. Oftentimes, an estimate for repairing this damage will be included in your final inspection report.

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